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of these companies. the bureau can now follow whether laws are being followed from credit origination to debt collection, by identifying problems and rooting them out early we're working to try to minimize consumer harm. our report also encompasses the bureau's first enforcement actions against credit card companies that deceived consumers inch some cases the companies targeted economically vulnerable consumers with low credit scores and low credit limits. we were able to secure $425 million in relief for six million consumers and imposed penalties on the company to deter such activity in the future. these actions will senior as a warning signal for anyone who seeks to profit by misleading consumers inch the second half of 2012 we tackled issues in the market for private student loan debt which currently totals $150 billion outstanding. the studies detail the struggles students and recent graduates are experiencing. together with the education secretary we made recommendations to congress on common sense reform to ensure the risky underwriting practices of the past are not repeated. the work
and decisions, which obviously affect complying with the law of the land if we have to. >> if i may follow-up, do you have an intention for a timetable for when the department would get back to the committee on it intension and plan for complying? >> i have to look at the review the deputy secretary of defense, chairman of the joint chiefs are leading and preceded on that basis. i don't want an expectation that isn't correct. that's why want to make sure i understand what is expected. as to your questions about overseas and other adamant however and the observation about assessing what you have to do to comply with these new realities. yes his affairs. we have been consolidating and closing facilities overseas the last few years. we'll have a study complete at the end of this year, specific way on additional recommendations of consolidating overseas. should be i agree. i think the leadership, dod donate to the terror infrastructure in this country as well. >> can i just had a couple of facts? there's about 30 more scheduled over the next 30 years in addition to the consolidation. we've bee
in for a long time. the law requires that. beyond that we don't know for sure. we have had difficult negotiations over the second part that have the guest worker program and make sure that it's both at will and contract so it serves all of agricultural. because we know at some point we need additional workers beyond the highly trained skilled workers that are currently doing the work in the country that are likely to get a blue card. there will be additional workers needed down the road. we have to a viable worker program. the current program is not that program. if we have the blue card program in our existing h2a we would be back here in a few years, senator, telling you we have a big problem. >> my time is . >> that's what we've got avoid. we have to make sure we don't make the same mistake as 1986. >> thank you. we have two unique situations on the committee, as we mentioned with senator cornyn who had to be absent and all of us understand why. there's no question he should have been in texas and was. the other senator feinstein who is handled the ag negotiations. both will be gi
sometime in the middle of the next decade. since the trust fund can't borrow if the laws are changed medicare will be unable to pay full payments for charges in the age i trust fund. it will only be able to reimburse providers 85% of what they are charging. so clearly legislative action has to be made before that he either to raise taxes or slow the growth in spending or preferably a little bit of both. i my reckoning i have completed my assignment and rather than take a gold star as i said i want to have a couple of general observations. the first when we have discussiodiscussio ends like this we should make clear what our goal this. if our goal is to moderate the growth of medicare costs what cost are we talking about quicksilver talking about the federal government scots? are we talking about the federal government and beneficiaries cost or are we talking about federal government scots in the beneficiaries cost and the cost borne by states localities and private payers? in other words, when we talk about medicare for former cost savings you can reduce medicare programs federal cos
zones. and so another thing that i would do, more of this point involves local laws and federal law, but if i were in charge of that school district i would be lobbying to allow teachers to have concealed carry, to have a gun locked up in a desk drawer, you know, for the principal demands. ultimately, that's the only thing i know of that might've saved any lives in the situation. we have gun registration up there. the cities that we are the most significant gun control seem to have the most significant crime in our country. >> what's wrong with the concept of universal registration? >> i think one doesn't go to the problem if the problem is mass shootings by young men at gun free zones, registration doesn't deter these young men. registration works for law-abiding citizens. nearly if you look at crime, nearly 90% of crime is committed by guns that are bought illegally already. if you look at gun shows, i think in 2004 they did a survey of inmates and it was like one, 1.7% are committed with guns from gun shows. i think, let's, if the background checks were, why do we enforce what we
Search Results 0 to 4 of about 5

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